Best Mobile Bank App in Russia (according to Markswebb Rank & Report and Deloitte) in 2013–2017.

∙ Apply for any of Tinkoff Bank`s products and make appointments with the Bank’s representatives
∙ Log in with your telephone number or user name authenticate with your access code or fingerprint
∙ Get or recover your login and password right in the app
∙ Card activation before/after authorisation

Payments and transfers
∙ Pay with a card issued by any Russian bank for your cell phone Internet provider home telephone and
utility bills traffic fines government services top up your Troika etc.
∙ Make payments and Card2Card transfers with no registration
 Set up automatic payments for your home phone electricity and utility bills taxes and fines
∙ Set up recurring and automatic payments
∙ Scan receipt QR codes to speed up payments no bank details required
∙ Check & pay traffic fines subscribe to notifications about new fines
∙ Subscribe to and make one-tap payments for bills from Moscow utility companies Mosenergosbyt and MGTS
∙ Subscribe to traffic fines and debts to the Federal Tax Service and Federal Bailiffs Service pay taxes and debts
∙ Access your incoming bills and invoices (e.g. from online retailers or tax authorities)
∙ Withdraw cash from Tinkoff ATMs using QR codes
∙ Make instant transfers: between your own accounts from and to any card using a phone number
(send your money to any bank no details required) to other banks and state-owned entities
∙ Transfer money from Tinkoff debit to third-party cards (up to RUB 20000 per month) with no fee
∙ Transfer money to foreign bank cards
∙ Make instant transfers to Tinkoff cardholders using QR codes
∙ Edit payment templates (e.g. purpose)
∙ Sort your contacts easily
∙ Save detailed payment and transfer receipts

Product management
∙ Enjoy the new account list detailed account and card screens
∙ Access all of Tinkoff`s financial products in one app: cards deposits cash loans
∙ Record other banks’ cards for Tinkoff Bank payments and instant top-ups no bank details required
∙ Enjoy the special multiple-card access mode and view transactions for any of your cards
∙ Receive account and transactions statements
∙ Enable and manage the overdraft option
∙ Enjoy virtual card support (Tinkoff Wallet)
∙ View limitations for free top-ups withdrawals and transfers to third-party cards in the account details

Cards
∙ Make NFC contactless payments using a MasterCard-certified technology
∙ Enable Google Pay for your Tinkoff cards (Mastercard or Visa)
∙ Set up and change your card PIN
∙ Immediately block re-issue and request additional cards
∙ Change your card payment confirmation mode – by PIN or by signature

Search and analytics
∙ View spend charts and deposit analysis
∙ Explore all transactions in the Event List: see general expense statistics or filter transactions by date
account or name
∙ Global in-app search: in transactions favourite payments and service providers or contacts

Extras
∙ Enjoy hot special offers (with new offer notifications)
∙ Choose categories with higher cash backs
∙ Estimate your cash back
∙ Manage points or miles if you participate in a loyalty programme

Security
∙ Benefit from easy and comfortable access to card limits
∙ Enjoy secure transactions abroad
∙ Add to your protection with security questions

And also much much more
∙ A shortcut menu for devices supporting this feature
∙ The best inter-account transfer rates on the Russian market (closest to the current FX trade)
∙ Contact the bank by phone over the Internet (app uses audio and VoIP background modes) or by
phone by e-mail or by chat and through social networks
∙ Tinkoff ATMs and special offers right on the map available all across Russia
∙ The nearest top-up points (filter by the bank’s partners currency top-up amount)
∙ Monitor FX rates and their dynamics (Tinkoff Bank / Bank of Russia)


Tinkoff Black tariff: https://static.tinkoff.ru/documents/debit/tariffs/tps_3_0.pdf