T-Mobile MONEY
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T-Mobile MONEY puts you and your money first with no minimum
balances no account fees no overdraft fees and over 55000 no-fee
Allpoint® ATMs. Plus when you set up direct deposit for your
paycheck you can get paid up to 2 days early.⁺
Everyone earns 1.00% Annual Percentage Yield (APY)* on all balances. Plus customers with qualifying T-Mobile service who register for perks and make at least 10 qualifying purchases per month with their T-Mobile MONEY card can earn 4.00% APY* on checking account balances up to $3000 and 1.00% APY after that.
T-Mobile MONEY is powered by BMTX accounts provided by Customers Bank Member FDIC. All Rights Reserved.
ADDING MONEY IS EASY
You can easily transfer money to and from your external accounts. Send a check pay bills or direct deposit some or all of your paycheck – all with just a few taps in your T-Mobile MONEY app.
PAY THE WAY YOU WANT
Your account includes a debit card with EMV chip plus it works with Google Pay and Samsung Pay.
STAY CONNECTED TO YOUR MONEY
Set up alerts to monitor your balance and spend activity with app push notifications emails or both. Get support 365 days/year from 8AM – 12AM ET.
SAFE & SECURE
Prevent unauthorized account access with multi-factor authentication. Enable or disable your debit card remotely if it’s lost or stolen. Accounts are FDIC-insured up to $250000. Plus with Zero Liability Protection from Mastercard® you’re protected when fraud occurs.
*How APY works: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3000 in your Checking Account per month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) at least 10 qualifying purchases using your T-Mobile MONEY card have posted to your Checking Account before the last business day of the month. Qualifying purchases posting on or after the last business day of the month count toward the next month’s qualifying purchases. If you meet this purchase requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. As an additional added value for customers that haven’t yet deposited money into their T-Mobile MONEY account you will receive 4.00% APY in the cycle in which you make your first deposit of greater than $1 as well as in the cycle that follows that deposit provided all other requirements are met. These added value benefits are subject to change. Balances above $3000 in the Checking Account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 10/11/21 but may change at any time at our discretion. Fees may reduce earnings. Additional restrictions apply. For more information and qualifying purchase details see Account Disclosures / Terms and Conditions or go to our FAQs.
⁺ Depending on the payer’s deposit description we generally post direct deposits the day they are received which may be up to 2 days before your payer’s scheduled payment date.
**How Got Your Back works: Available only to T-Mobile wireless customers with a line on a qualifying postpaid plan who have registered for perks. Got Your Back overdraft protection will begin once at least 10 qualifying purchases using your T-Mobile MONEY card have posted to your Checking Account before the last business day of the month. You are only required to meet this purchase requirement once to receive Got Your Back benefits. See "Got Your Back" Terms and Conditions for more details.
Everyone earns 1.00% Annual Percentage Yield (APY)* on all balances. Plus customers with qualifying T-Mobile service who register for perks and make at least 10 qualifying purchases per month with their T-Mobile MONEY card can earn 4.00% APY* on checking account balances up to $3000 and 1.00% APY after that.
T-Mobile MONEY is powered by BMTX accounts provided by Customers Bank Member FDIC. All Rights Reserved.
ADDING MONEY IS EASY
You can easily transfer money to and from your external accounts. Send a check pay bills or direct deposit some or all of your paycheck – all with just a few taps in your T-Mobile MONEY app.
PAY THE WAY YOU WANT
Your account includes a debit card with EMV chip plus it works with Google Pay and Samsung Pay.
STAY CONNECTED TO YOUR MONEY
Set up alerts to monitor your balance and spend activity with app push notifications emails or both. Get support 365 days/year from 8AM – 12AM ET.
SAFE & SECURE
Prevent unauthorized account access with multi-factor authentication. Enable or disable your debit card remotely if it’s lost or stolen. Accounts are FDIC-insured up to $250000. Plus with Zero Liability Protection from Mastercard® you’re protected when fraud occurs.
*How APY works: As a T-Mobile MONEY customer you earn 4.00% annual percentage yield (APY) on balances up to and including $3000 in your Checking Account per month when: 1) you are enrolled in a qualifying T-Mobile postpaid wireless plan; 2) you have registered for perks with your T-Mobile ID; and 3) at least 10 qualifying purchases using your T-Mobile MONEY card have posted to your Checking Account before the last business day of the month. Qualifying purchases posting on or after the last business day of the month count toward the next month’s qualifying purchases. If you meet this purchase requirement in a given month we will pay you this benefit in the subsequent month as an added value provided all other requirements are met. As an additional added value for customers that haven’t yet deposited money into their T-Mobile MONEY account you will receive 4.00% APY in the cycle in which you make your first deposit of greater than $1 as well as in the cycle that follows that deposit provided all other requirements are met. These added value benefits are subject to change. Balances above $3000 in the Checking Account earn 1.00% APY. The APY for this tier will range from 4.00% to 2.79% depending on the balance in the account (calculation based on a $5000 average daily balance). Customers who do not qualify for the 4.00% APY will earn 1.00% APY on all Checking Account balances for any month(s) in which they do not meet the requirements listed above. APYs are accurate as of 10/11/21 but may change at any time at our discretion. Fees may reduce earnings. Additional restrictions apply. For more information and qualifying purchase details see Account Disclosures / Terms and Conditions or go to our FAQs.
⁺ Depending on the payer’s deposit description we generally post direct deposits the day they are received which may be up to 2 days before your payer’s scheduled payment date.
**How Got Your Back works: Available only to T-Mobile wireless customers with a line on a qualifying postpaid plan who have registered for perks. Got Your Back overdraft protection will begin once at least 10 qualifying purchases using your T-Mobile MONEY card have posted to your Checking Account before the last business day of the month. You are only required to meet this purchase requirement once to receive Got Your Back benefits. See "Got Your Back" Terms and Conditions for more details.
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