Current is the new way to money. Spend save and manage your money better with our mobile banking app and Visa debit card designed to make the most of what you've got.

Current is a financial technology company not a bank. Banking services provided by Choice Financial Group; Member FDIC.

Join over 3 million members that trust Current & sign up today.

PREMIUM + BASIC ACCOUNT BENEFITS

SPEND: Get a sleek black Current card¹* spending notifications and insights and instant money transfers with Current Pay.²

SAVE: Earn 4.00% APY³ on Savings with Pods that help you automatically save.⁴*

GET PAID: Payday comes up to 2 days faster with direct deposit.⁵*

GET REWARDED: Get up to 15x the points and cash back on swipes.⁶*

SKIP THE FEES: Overdraft up to $100 without overdraft fees⁷* & get fee-free cash withdrawals from 40000 Allpoint ATMs in the U.S.⁸

ACCESS YOUR $$$: Get instant gas hold removals so your funds are available right away.*

STAY SAFE: Get privacy controls to protect your information and block your card in the app.

GET HELP: 24/7 support & chat in the app.

*Premium accounts only

TEEN ACCOUNT BENEFITS

SPEND: Get instant money transfers² from parent to teen spending notifications and set automated allowance payments.

SAVE: Savings Pods teach teens to set savings goals.³

BUDGET: Explore money management tools that help teens budget money.

STAY SAFE: Parental controls let you pause the card directly in the app set spending limits and block merchants.

Sign up for a Basic Account for free or upgrade to a Premium Account for just $4.99 per month. No minimum requirement to open any account. Teen accounts are available for $36 per year and must be linked to a parent’s account through the app. All accounts start with a 30-day free trial.

Start using your account right away when you activate your virtual debit card.

¹ Banking services provided by and Visa® Debit Card issued by Choice Financial Group Member FDIC
pursuant to a license from Visa U.S.A. Inc and can be used everywhere Visa debit cards are accepted
² It is possible that technical issues may cause delays but this is not to be expected
³/^ The Annual Percentage Yield ("APY") for Current Interest is variable and may change at any time. The disclosed APY is effective as of December 1 2021. No minimum balance required. Must have $0.01 in savings to earn interest on up to $2000 per Savings Pod. Please refer to Current Interest Terms and Conditions: https://current.com/lp/savings-with-interest
⁴ 3 Pods available for Premium 1 for Basic
⁵ Faster access to funds is based on comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct deposit and earlier availability of funds is subject to timing of payer's submission of deposits.
⁶ Earning rates over 1x are only available on Current Premium accounts at participating merchants
⁷ Please refer to Overdrive™ Features Terms and Conditions at current.com/banking-account-with-no-overdraft-fees/.
⁸ Out-of-network and International cash withdrawal fees apply. Additional third-party fees from the ATM owner may apply. Learn more at cdn.current.com/choice_account_agreement.pdf
9 60x rate calculated using the FDIC average National Deposit Rate for savings accounts of 0.06 https://www.fdic.gov/resources/bankers/national-rates/2021-08-16.html